For any reason that you can’t get into your car, whether you’ve lost your keys or the lock seems to be damaged, an emergency locksmith can typically be with you in a matter of minutes to get you back on the road. But are the services they provide covered by your car insurance policy?
While a lot will depend upon the specific insurance policy you’re paying for, if it includes roadside assistance, then generally an automotive locksmith’s emergency services will be covered by the policy.
What an automotive locksmith can help you with
Aside from their standard car lockout assistance, a professional automotive locksmith can help you with the following problems:
- Trunk lockout
- Car key replacement, duplication and copying
- Transponder key, programming and fob key
- Keyless entry
- New key
- Key extraction, rekey, lock change and remote key
- Lock repair and smart key systems
Hiring an automotive locksmith through your roadside assistance
When selecting your auto insurance policy, think carefully about the level of coverage you want to pay for, and consider whether you want to be paying an additional charge for the services of an automotive locksmith, should you ever need one. By choosing a policy that includes roadside assistance, however, you shouldn’t have to worry about the cost of calling out a locksmith to get you into your car, as it should be covered within the policy.
Be sure to check with your insurance provider if you’re not sure what your policy covers you for, and find out whether you need to adjust it to include roadside assistance.
Why choose a car insurance policy with roadside assistance
When you want to get into your car, but can’t, it can be incredibly frustrating, and having to cancel a journey or pay out for a taxi, can add to the stress. By calling an emergency automotive locksmith, however, you can get your problem solved quickly, and be back on the road in next to no time. Whether you need a replacement key, there’s a problem with your transponder key or perhaps the key has snapped off in the ignition (something that happens more often than you might think!), an automotive locksmith will get you moving far quicker than if you were to try and get your car to the dealership, or have it towed there, not to mention the fact that an automotive locksmith will charge a lot less for their service.
By purchasing an insurance policy that incudes roadside assistance, you can make sure that you get access to the very best automotive technician in your area, and that the locksmith will get to you quickly. Also covering you for other situations such as a flat tire, tire blowout or battery jumpstart, your local automotive locksmith is a handy person to know!
To find out if an automotive locksmiths services are included in your insurance policy, talk to your provider as soon as possible.
